Comparison of Monetary Benefits

The monetary issue is most likely a very important factor you will consider before selecting a benefit. While you may think you will receive more money under the Post-9/11 GI Bill, that will not always be the case.

Post 9/11 GI Bill:

  • Your full tuition & fees directly to the school for all public school in-state students. For those attending private or foreign schools tuition & fees are capped at the national maximum rate. Click here for more information.
    • If you are attending a private Institution of Higher Learning in AZ, MI, NH, NY, PA, SC or TX you may be eligible for a higher tuition reimbursement rate. Click here for more information.
    • For those attending a more expensive private school or a public school as a non-resident out-of-state student, a program exists which may help to reimburse the difference. This program is called the “Yellow Ribbon Program”. (Click on the link for more information about the Yellow Ribbon Program, not everyone is eligible for the program).
  • A monthly housing allowance (MHA)

  • An annual books & supplies stipend

  • A one-time rural benefit payment

    • All other GI Bill programs:

    You will receive a monthly payment at a rate set by Congress that does not vary based on your expenses. To see a the payment rates all other GI Bill programs click here.

    Factors to Consider

    • In some locations the costs of college and housing (which you would receive payment for under the Post-9/11 GI Bill) are less than the payment you would receive under the Montgomery GI Bill.

    • In some states veterans do not have to pay tuition at selected state colleges. The Post-9/11 GI Bill may then pay only the housing benefit and the book stipend. (Since you have no tuition costs the Post-9/11 GI Bill will not pay the college any tuition.) Your payments under other GI Bill programs such as the Active-Duty GI Bill may be higher in these cases.

    • If you are eligible for a college fund under other GI Bill programs, you will continue to receive your college fund payments. If you participated in the $600 buy-up under the Montgomery GI Bill or REAP you will not receive that additional benefit under the Post 9/11 GI Bill.

    • Different amounts payable based on time served.
      • The Post-9/11 GI Bill payment is based on the amount of service completed after September 10, 2001. Your tuition & fees payment, housing allowance, and book stipend are all based on this percentage. You will receive a larger benefit if you served more active duty or mobilization time.